HDFC Corporate Premium Credit Card – Eligibility, Fees & Charges

The HDFC Corporate Premium Credit Card supports businesses with strong control over daily expenses. It adds real value through complimentary lounge visits, ₹1 crore air accident insurance and 5x reward points per ₹150 spending.

This card suits firms that need structured financial management and dependable corporate benefits.

HDFC Corporate Premium Card Benefits

Airport Lounge Access: Get 5 domestic lounge visits each quarter and 6 international visits per year through Priority Pass.

1. Fuel and Travel Protection: Enjoy a 1% fuel surcharge waiver on eligible spends. Get up to ₹15,000 for flight delays, missed flights or lost baggage.
2. Insurance Covers: Receive ₹1 crore air accidental death cover and ₹1 lakh emergency medical cover during overseas trips.
3. Corporate Safeguards: Access Corporate Liability Waiver Insurance with ₹2 lakh cover per card and ₹25 lakh at the corporate level.
4. SmartBuy Corporate Benefits: Redeem Reward Points for flights, hotels or catalogue items at a value of ₹0.30 per point.

Other Privileges of HDFC Corporate Premium Credit Card

The card supports smooth business purchases with clear reporting tools that simplify expense tracking. Credit limits adjust as per your company profile.

SmartBuy Corporate gives easy access to offers and quick reward redemptions. You also earn 5x Reward Points per ₹150, capped at 10,000 points each month.

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HDFC Corporate Premium Credit Card Rewards and Redemption

You can redeem Reward Points for flights, hotels and catalogue items. This also includes select domestic and international airline partners.

• Reward Points stay valid for 2 years from the month they are earned.
• No Reward Points apply to rent payments.
• Easy EMI and e-wallet load transactions do not earn Reward Points.
• If any retail purchase converts into SmartEMI, the points earned on that transaction get reversed.
• Insurance payments earn points, but each transaction carries a maximum cap of 2,000 points.

HDFC Corporate Premium Credit Card Fees and Charges

The HDFC Premium Corporate Card annual fee and renewal fee differ for each cardholder. These charges are determined during the application. The applicable fee appears in the statement for the month in which it is posted.

However, a few charges remain standard across all corporate cardholders: 

Whether you use a business or a personal card or both, avoid late payment fees with ease. Download the Pice App, link all your credit cards and track every due date from one simple dashboard.

Types of Liability Options for HDFC Corporate Cards

HDFC Bank offers 3 clear liability models to match different corporate needs: 

1. In the Corporate Sole Liability setup, the company takes full responsibility for all outstanding dues.
2. Under Corporate Joint and Several Liability, both the employee and the company share equal responsibility for repayments.
3. With Corporate Declaration or Individual Liability, the cardholder alone handles the outstanding amount.

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HDFC Corporate Premium Card Eligibility

A company must operate for at least 2 years to qualify for a corporate credit card. The Corporate Premium Card further requires a yearly turnover of ₹10 crore or more.

However, a company may still obtain corporate cards by providing secured collateral such as a fixed deposit, bank guarantee or similar security.The HDFC Corporate Premium Credit Card is issued only after verifying all documents and completing mandatory checks as per internal policy.

FAQs